Credit

Credit intelligenceyou can trust

Analyze financials, assess risk, and monitor portfolios with AI built for credit professionals.

Portfolio Credit Analysis - Q4 Review
Borrower
Leverage
Coverage
Key Risk
Rating
Apex Industries
3.2x
2.8x
Customer concentration
BB+
Coastal Logistics
4.1x
2.1x
Covenant pressure
BB-
Metro Healthcare
2.5x
3.5x
Regulatory exposure
BBB
Summit Manufacturing
5.2x
1.8x
Margin compression
B+

Purpose-built for credit workflows

Financial Statement Analysis

Extract key metrics, analyze trends, and compare financials across borrowers and vintages.

Risk Assessment

Identify covenant risks, credit deterioration signals, and material changes in borrower profiles.

Portfolio Monitoring

Automate ongoing surveillance with alerts for material developments across your portfolio.

Deal Screening

Rapidly assess new opportunities with structured extraction from CIMs and financial packages.

Outcomes that matter

10x faster deal screening
Deeper credit analysis
Consistent underwriting
Automated monitoring
Better risk coverage
Auditable decisions

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Join leading credit teams using HorizonAPI.